MediGap Plans of America

Providing Health Insurance For
Senior Adults Nationwide For Over 40 Years


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MediGap Plans of America is dedicated to ensuring we explain and obtain the very best MediGap quote for your needs. We personalize each and every person that contacts us. Your MediGap Plan Quote is our top priority. MediGap Plans of America is experienced, upfront, and honest with all of our customers!

MediGap Plans of America has over 40 years experience providing: Medicare Plans, Long Term Care, Life Insurance, Annuities and Prescription Drug plans to thousands of clients. We also have trained over 3000 independent Senior Market Agents, Financial Planners, Property & Casualty Agents and Securities Representatives.


What Is A MediGap Plan?


A Medicare Supplement Insurance (Medigap) policy, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.

Some Medigap policies also offer coverage for services that Original Medicare doesn't cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Medigap policy pays its share.


Things To Know About Medigap Policies

You must have Medicare Part A and Part B.

If you have a Medicare Advantage Plan, you can apply for a Medigap policy, but make sure you can leave the Medicare Advantage Plan before your Medigap policy begins.

You pay the private insurance company a monthly premium for your Medigap policy in addition to the monthly Part B premium that you pay to Medicare.

A Medigap policy only covers one person. If you and your spouse both want Medigap coverage, you'll each have to buy separate policies.

You can buy a Medigap policy from any insurance company that's licensed in your state to sell one.

Any standardized Medigap policy is guaranteed renewable even if you have health problems. This means the insurance company can't cancel your Medigap policy as long as you pay the premium.

Some Medigap policies sold in the past cover prescription drugs, but Medigap policies sold after January 1, 2006 aren't allowed to include prescription drug coverage. If you want prescription drug coverage, you can join a Medicare Prescription Drug Plan (Part D).

It's illegal for anyone to sell you a Medigap policy if you have a Medicare Medical Savings Account (MSA) Plan.

source: medicare.gov


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